Spreadsheets break down
The “shared expenses” sheet starts strong, then quietly dies in month four. By year two, no one trusts the numbers anymore.
Launching soon — early access openOwn a home together.
Own a home together.
Without owning the chaos.
Propact is the first Australian app built for people who share a property. Track every cost, split every payment, and know exactly what each person owns — from settlement day to the day someone exits.
- Built for Australia
- Bank-level security
- Web + iOS + Android
- 1 in 4Australian first home buyers purchase with a partner, friend, or family member
- $0Existing tools that handle co-ownership end-to-end in Australia
- 2,400+Australians on the waitlist for early access
- 100%Built for AUD, AU lending, and Australian co-ownership rules
Co-buying is the start of a financial relationship — most apps ignore that.
You both put in a deposit. One of you pays the mortgage. The other handles the bills. Someone fixes the dishwasher. A year in, no one really knows who's ahead, who's behind, or what fair looks like.
Money conversations get awkward
“Did you pay your half?” “I think I covered the last one?” Without a clean record, every conversation feels like an audit.
Buyouts get messy
When one person wants out, you both guess at a fair price. Without contribution history, mortgage shares, and equity adjustments — you're negotiating in the dark.
Built for the way Australians actually buy together.
Whether you're starting out, helping a child onto the ladder, or building a portfolio with friends — Propact handles the financial side of the relationship.
Persona 01
First home buyers
Couples and friends pooling deposits to crack the market together — and wanting clarity from day one.
- Track every dollar each person contributes
- Auto-split bills by ownership share
- Plan extra repayments together
Persona 02
Parents & adult children
Family members co-buying to help each other in — with clear records that stay clean for tax and estate.
- Document gifts vs loans vs contributions
- Generate clean reports for accountants
- Plan the buyout from day one
Persona 03
Investment partners
Two to four people building an investment property portfolio together — without losing track of who put in what.
- Track multiple properties side-by-side
- Split rental income and expenses fairly
- Calculate equity adjustments anytime
Everything you need to share a property — and nothing you don't.
Six tools, one source of truth. Each module is built around a real moment in shared ownership.
01
Cost Tracker
Log every shared expense. Auto-split by ownership share or override per item. Photo receipts. Categories baked in.
02
Mortgage Split
Connect your home loan and see exactly what each person's share of principal, interest, and the outstanding balance is — every month.
03
Extra Repayment Calculator
Model lump-sum repayments and see the years and dollars saved. Allocate the impact fairly between co-owners.
04
Offset Account Impact
Plug in your offset balance and watch the interest savings flow through to each person's equity in real time.
05
Equity Dashboard
Live view of what each co-owner actually owns — adjusted for contributions, extra payments, and property value.
06
Buyout Estimator
One person wants out? Calculate a fair buyout price in seconds. Generate a clean PDF summary you can both sign.
Three steps. About four minutes. Done.
Set up your property
Add the address, purchase price, current value, and your home loan details. We pull the rest from public AU property data.
Invite your co-owners
Each person joins by email or magic link. Set ownership percentages once — adjust them later as contributions change.
Track everything together
Log expenses as they happen. Watch equity update live. Use the buyout estimator the day someone wants to exit cleanly.
One small price for something built to last decades.
You'll own this property for 25+ years. We priced Propact like a tool you keep, not a subscription you forget.
Founding Members
For early believers — covers your first 2 years
A$159once
Pay once, use everything for 24 months. No renewal hidden in fine print.
- Every feature, including future releases
- Up to 4 co-owners and unlimited properties
- Direct line to the founder for feedback
- “Founding member” badge in your account
- Standard $12.49/mo rate from year 3 onward
Monthly
For everyone after the founding offer
A$12.49/ month
Cancel anytime. Your data exports cleanly to CSV — yours to keep.
- Every feature, no upgrade tiers
- Up to 4 co-owners, 1 property
- Email support, < 24h response
- Cancel and re-join with full history
Quick answers.
When does Propact launch?
We're launching soon. Founding members get access first — about a month before public launch. Early access spots fill on a first-come basis, and we'll email you as soon as your seat is ready.
Is this only for couples?
No. Propact is built for any combination of two to four co-owners — couples, friends, parent-and-child, sibling groups, or investment partners. The maths and reporting work the same.
How is Propact different from a spreadsheet?
Spreadsheets capture what happened. Propact captures what each person owns — automatically updating equity as contributions, mortgage payments, extra repayments, and property values change. Plus a buyout estimator that no spreadsheet does well.
What happens if one of us wants to exit?
The Buyout Estimator generates a fair price using your contribution history, current property value, and outstanding mortgage share — then exports a clean PDF summary you can both review and sign.
Is my data safe?
All data is encrypted in transit and at rest, hosted in Australian data centres via Supabase, and never sold or shared. You can export everything to CSV at any time.
Does it work for investment properties?
Yes. Propact handles owner-occupied and investment scenarios, including shared rental income tracking, expense allocation by ownership %, and reports formatted for your accountant.
Buy together. Stay together.
Join the founding members and lock in everything Propact will ever build — for the price of a couple of date nights.